So, you are going to college! Congratulations, high school is finally over and you are finally an adult. Your parents are probably so proud…and happy, because in a few years, they won’t have to hear “Mom, can I have 50 dollars” or “Dad, I need gas money.” College is about growing up, seeing the world, and getting an education. If you are planning on moving away for college, here is a college checklist for freshman and a college packing checklist that you may want to follow to stay prepared.
Pay your Tuition
Before you set off for college, make sure you (or your parents) have actually paid your tuition and bills. Colleges do not like to hear “I don’t have any money now. Can I pay later?”. Also, make sure all of your financial aid has been resolved prior to stepping foot on campus. The last thing you would ever want is to prepare for college, only to realize that you cannot afford to go.
Get a Bank Account
Guess what? It’s time to get your own bank account. You may want to wait until you get to college to find a bank in that local area. At the bank, ask the banker about their student bank accounts available. Many of these accounts have lower limit thresholds and don’t charge fees. Investigating bank account options is something to put on your freshman college checklist.
Find a Low Interest Credit Card
If you are going away to college, you may need a credit card for incidentals. It’s always nice to get a credit card when you are at home or through your bank when you get to school. When getting your own credit card, make sure you understand all of the fees associated with the credit card. The last thing you want is to get a credit card, only to realize the interest rate is 35%. This is something very important on your freshman college checklist.
Make Sure to Have Health and Car Insurance
In most cases, a student can stay on his or her parents insurance until age 26. However, many insurance companies do not cover a student if they live in a particular state. Make sure to contact the health insurance company to let them know about your college plans. Also, if you plan to take your car to college, make sure your insurance company will cover you.
Buy Clothing and Furniture for College
You may need to buy some clothing, especially if you plan to go to a college in a different part of the country. Remember with clothing, you can always buy pieces throughout the year. You may also want to buy some furniture and other items for your room. Remember that most dorm rooms will come partially furnished so you won’t need to add too many things on your college dorm packing list. However, if you want that high tech, flat screen television, you may need to purchase that on your own at the beginning of the eyar.
Bring Pictures and Personal effects
Adding pictures and personal effects to your college dorm packing list helps if you are worried about being homesick. When you have had a rough day at school, you can always look at a picture and reminisce about aspects of your childhood, family and friends. You will want to include this on your college packing checklist and your college checklist for freshman.