“… nearly two-thirds of Americans — and almost three-quarters of the uninsured — still don’t know what’s coming,” according to the Huffington Post. That’s a surprising statistic, because the fact is that Obamacare has been sliced-and-diced since its enactment in 2010. It seems to me that either these folks have had their proverbial heads in the sand or they are not bright enough to understand the legislation.
One example of ignorance is a Facebook subscriber’s posted cancellation letter from BlueCross BlueShield, which by the way got over 93,000 shares. Shane Jansen posts that he got a letter from BlueCross BlueShield that said his chosen insurance plan was changed in favor of one that met Obamacare’s requirements. He complained that his premium in the new plan would cost him an additional $90 per month.
All of this just illustrates how ignorant many Americans are about Obamacare. I cannot imagine anyone choosing ignorance over knowledge, but it’s no wonder people are confused when they depend on scare tactics, misinformation and misrepresentation from Facebook posts, Fox News, and the likes of Sean Hannity, Mark Levin, Rush Limbaugh, Glenn Beck, and one point of view to keep them informed instead of doing the research and proactively make decisions based on what they have learned.
Jansen was buying health insurance on the cheap. One that he admits was an “inexpensive plan” that did not provide adequate coverage. Jansen is ignorant of the fact that Emergency Room care not adequately covered by insurance would cost him a great deal more than that $90 a month.
What Jansen apparently did not know was that you would receive a similar notification from your insurance provider if your coverage does not meet the requirements for adequate insurance coverage under Obamacare. This is not a secret; it has been discussed in the media since 2010, and Jansen should have known it.
As the Fox article explains, “The president said states that resist change under PPACA, like Oklahoma, are more likely to face problems than states that choose to adapt, like Maryland [and Massachusetts].”
The Obamacare exchanges are based on what was done in my state of Massachusetts, so I do not expect there will be any changes to our insurance pool. In Massachusetts, every one already needs to be covered, and I believe the insurance offered to residents meets Obamacare standards.
As for premium increases in general, it should not be a surprise that premiums have increased. They would have increased regardless of PPAC. So unless over the years employees have been oblivious to their paycheck stubs, increases in an individual’s on-the-job health insurance benefit have been greater than increases in pay they have received.