If you’re like anything like me, you are always looking for a better way to get organized especially with your finances. Having someplace that you can go to that will help keep you on track financially is a great way to maintain a peaceful state of mind. There are many websites available to use to do just this.
The first two that I use daily are PayPal and my online banking. You may want to consider online banking if you haven’t done so already. There are many reasons why online banking can be beneficial to you.
First you are able to pay bills and do many other tasks such as online shopping if you are using an online banking system. You are also able to keep track of your accounts payable and receivable without having to do much on your part. If you work online like myself, PayPal can be a great tool to use. Like an online banking system, you can watch your accounts closely and even transfer funds to and from your personal banking accounts.
The next website I use daily is Mint.com, and this is a bit more personalized and flexible than my personal online banking. With this website, I am able to link my personal bank account and monitor it through here while setting goals for my family.
This particular website is one of my favorites because it not only lets me set goals, but it gives me details about the particular goal such as current airfare and other expenses that will affect how I will need to reach it. It also lets me know when my finances do not meet the needs of accounts payable (for example, I may be just under what is needed for a bill that is coming due).
Evernote is a website that I just using previously. I can use this app on my mobile phone as well. With this app I’m able to save projects and tasks as little reminders of what is needed to pay next. If my daughter has a fee for Girl Scouts coming up, I can make a note to myself either on my phone or pc so that I can add that to my finances later. A very handy feature that is available whenever I need it.
Consolidated Credit.org is a website that hosts a calculator to help you figure your debt-to-income ratio. With this online calculator, I’m able to type my income and debts and it gives me a ration of where I stand as far as my debt is concerned.
This calculator is a great start for young adults who are just starting out in the world to learn what they will face as far as their monthly debt and for adults who are looking to make some changes in their financial future.